1. What information is collected?
We require customers who register to use the services offered on our Site (collectively, the “Service”) to give us contact information, such as their name, address, phone number, and e-mail address. If you choose to pay for any of the online courses offered for sale through this website, billing information such as billing name and address, and credit card number will be collected to complete the transaction.
When you browse our website or our blogs, we also automatically receive your computer’s internet protocol (IP) address in order to provide us with information that helps us learn about your browser and operating system.
2. Consent for electronic communication
If you have registered for any of our services that requires you to provide us with your email, you consent to receiving electronic communications from ASBM Education Services OPC Private Limited. These communications will include notices about your account (e.g., activation of account, receiving e-mails and other transactional information) and information concerning or related to our service, such as new product launch or other announcements, or offerings. These communications are part of your relationship with ASBM Education Services OPC Private Limited.
In order to tailor our subsequent communications to you and continuously improve our products and services (including registration), we may ask you to provide us with information regarding your personal or professional interests, experience with our products and services, and more detailed contact preferences. Customers and visitors always have the option of choosing not to provide us with this information. Not providing this additional information will in no way affect the promised delivery of services.
3. Disclosure – for legal reasons
We will share personal information with companies, organizations or individuals outside of ASBM Education Services OPC Private Limited if it is necessary to:
• meet any applicable law, regulation, legal process or enforceable governmental request.
• enforce applicable Terms of Service, including investigation of potential violations.
• detect, prevent, or otherwise address fraud, security or technical issues.
4. Payment Gateway
We use Razorpay for processing payments. We/Razorpay do not store your card data on their servers. The data is encrypted through the Payment Card Industry Data Security Standard (PCI-DSS) when processing payment. Your purchase transaction data is only used as long as is necessary to complete your purchase transaction. After that is complete, your purchase transaction information is not saved.
Our payment gateway adheres to the standards set by PCI-DSS as managed by the PCI Security Standards Council, which is a joint effort of brands like Visa, MasterCard, American Express and Discover.
PCI-DSS requirements help ensure the secure handling of credit card information by our store and its service providers.
For more insight, you may also want to read terms and conditions of Razorpay on https://razorpay.com
5. Disclosure – 3rd party for fulfilment of service
In general, the third-party providers used by us will only collect, use and disclose your information to the extent necessary to allow them to perform the services they provide to us.
However, certain third-party service providers, such as payment gateways and other payment transaction processors, have their own privacy policies in respect to the information we are required to provide to them for your purchase-related transactions.
For these providers, we recommend that you read their privacy policies so you can understand the manner in which your personal information will be handled by these providers.
In particular, remember that certain providers may be located in or have facilities that are located a different jurisdiction than either you or us. So if you elect to proceed with a transaction that involves the services of a third-party service provider, then your information may become subject to the laws of the jurisdiction(s) in which that service provider or its facilities are located.
Once you leave our website or are redirected to a third-party website or application, you are no longer governed by this Privacy Policy or our website’s Terms of Service.
6. Links
When you click on links on our website, they may direct you away from our site. We are not responsible for the privacy practices of other sites and encourage you to read their privacy statements.
7. Security and Retention of data
To protect your personal information, we take reasonable precautions and follow industry best practices to make sure it is not inappropriately lost, misused, accessed, disclosed, altered or destroyed.
ASBM Education Services OPC Private Limited will keep personal information of its users for as long as they are registered subscribers or users of our products and services, and for a reasonable time thereafter.
8. Cookies and opting out
We use cookies to maintain session of our users. It is not used to personally identify you on other websites.
9. Age of consent
By using this site, you represent that you are at least the age of majority in your state or province of residence, or that you are the age of majority in your state or province of residence and you have given us your consent to allow any of your minor dependents to use this site.
10. Changes to this privacy policy
We reserve the right to modify this privacy policy at any time, so please review it frequently. Changes and clarifications will take effect immediately upon their posting on the website. If we make material changes to this policy, we will notify you here that it has been updated, so that you are aware of what information we collect, how we use it, and under what circumstances, if any, we use and/or disclose it.
If our website is acquired or merged with another company, your information may be transferred to the new owners so that we may continue to offer services to you.
11. Questions and contact information
If you would like to: access, correct, amend or delete any personal information we have about you, register a complaint, or simply want more information contact us at info@asbmedu.org or by mail at ASBM Education Services OPC Private Limited, Satrlite Arcade, Kaloor-Kadavanthra Road, Ernakulam, PIN-682020, Kerala.